You're allowed to buy the groceries before the goals. Hunger isn't a character flaw; it's a bill due — and paid keeps you possible.

The thought behind it

It grants permission — not to be reckless, but to stop apologising for a want that was reasonable all along. It sits in Money Mind because it treats spending as a symptom, and symptoms are worth reading before they are treated. “1” is doing the work: it is where the line stops describing you and starts asking something.