Put a sticky note on your card: 'Ask what this buys later.' Friction is honesty's doorway; pauses return you to choice.

The thought behind it

The scale is deliberately tiny. Big resolutions collapse, while a single mechanic, installed once, keeps working without you. It sits in Money Mind because it treats spending as a symptom, and symptoms are worth reading before they are treated. The line turns on “16” — remove that single word and what is left is advice you have already ignored.